Organization

The Multibank Group is organized as follows: Senior Management/Vice Presidents; Business Management Offices; Strategic Support Areas; Operational/Administrative Areas and Control Areas.

Senior Management /Vice Presidents

CEO / Executive President Isaac Btesh
COO / Executive VP - General Manager Rafael Sanchez Garros
CSO / Executive VP - Strategy and Profitability Roberto Yau
Assistant to the General Manager Miquel Valls Roca
FVP Corporate Business Javier Carrizo
Regional FVP Consumer Banking José Taylor
VP Operations Senior Enrique Rodríguez Gadea
Senior VP Human Development Juan Luis Toledo
VP Auditing Alvin Barnett
VP Compliance Michelle Moreno
VP Corporate Banking Eric Calderón
VP International Banking Carlos Alvarez
VP Risk Management José Paúl Rodríguez
VP Planning, Profitability and Projects Delia Chin
VP I.T Luis Contini
VP Tresaury and Investments Milciades Denis

Business Management Offices

AVP Commercial Banking Esteban Vega
AVP Commercial Banking Mercedes Elías
AVP Corporate Banking Rafael Harris
AVP International Banking Business Ofilio Reyes
AVP Private Banking Ana Cristina Castillo
AVP Correspondent Banking Cynthia Hernández
AVP Corporate Credit Zona Libre Alfredo Correa
AVP Interim Projects Alejandro Simon
AVP Alternate Channels and CRM Ana María Valles
AVP Residential Mortgages Claudia Díaz
AVP International Banking Liabilities Rafael Dutari
Regional AVP Deposits, Curstomer Care and Diamond Banking Francisco Hayes
Regional AVP Consumer Luis Ortiz
AVP Commercial Products Ilonka Harris
AVP Branches Ricardo Voitier
AVP Cards and Acquisition Juan Carlos Reyes
Personal Loans and Cars Manager Jaime Figueroa

Strategic Support Areas

AVP Credit Quality and Monitoring Antonio Gustini
AVP Consumer Credit Gisela Sánchez
AVP Organization and Media Marie Therese Blanco Fombona
AVP Corporate Image, Marketing and Advertising Melissa Valderrábano
Regional AVP Business Inteligence Enero Avilés

Control Areas

AVP Financial and Regulatory Standards Davil González
Manager Legal Advisor Luis Jaramillo
Manager Institutional Security Santiago Herrera