Classic Visa

Credit Card Promotions

Promotions, benefits and FAQs

...A world of benefits and advantages for you!

Benefits

  • Access to Points Accumulation program
  • Insurance coverage for travel accidents $75,000.00 for Visa Classic; when paying your air, land or maritime tickets with your card.
  • The best market interest rates, Classic: 19.5%
  • Accepted in over 24 million stores throughout the world.
  • Access to over 1 million ATMs throughout the world.
  • Wide network of Multibank branch offices to make your payments.
  • Through our online Banking, you may make your payments or transactions via Internet at any time or place.
  • Insurance coverage against fraud: for Visa Classic, $5,000.00.

Requisites

Wage Earners:

  • From 21 to 70 years of age to apply
  • Visa Classic:Minimum individual income of $750.00 (metropolitan area), $550.00 (countryside)
  • Labor Stability: Minimum 6 months in current employment
  • Completed and signed Application Form and Single Contract
  • Certificate of Employment and last paycheck stub or Social Security slip (Private Company and Canal Authority)
  • Certificate of Employment or last paycheck stub (Government Employees)
  • Photocopy of last utility service receipt (water, electricity or telephone) or copy of driver´s license.
  • Legible photocopy of identity card of the main holder and supplementary holders.
  • Two (2) references from people who know you and a relative not living together with you (information in the application form).
  • Have a post office box or authorize withholding the statement of account at a branch or delivery by email or on-line banking.

Independents:

  • From 21 to 70 years of age to apply.
  • Visa Classic:Minimum income of $1,000.00.
  • Completed and signed Application Form and Single Contract
  • Last two Income Tax Returns for customers in the metropolitan area and the countryside or Financial Statements for customers in the countryside
  • Record of transactions in the bank account statements for the last six months
  • Photocopy of last utility service receipt (water, electricity or telephone) or copy of driver´s license.
  • Legible photocopy of identity card of the main holder and supplementary holders, if any.
  • Two (2) references from people who know you and a relative not living together with you (information in the application form).
  • Have a post office box or authorize withholding the statement of account at a branch or delivery by email or on-line banking

Foreigners:

  • Duly filled and signed Application Form and Single Contract
  • Foreigner with passport and no accounts established at the bank should provide collateral for 120%.
  • Foreigner with passport and with one or more years established at bank, may apply without collateral.
  • Resident foreigners (with Panamanian identity card) to be evaluated by means of job certification or last payment or Social security stub.
  • Have a postal address or authorize withholding of statement of account at branch or sending through electronic mail or Online Banking.
  • Legible photocopy of Passport (copy of main page showing data and photograph)
  • Photocopy of last utilities receipt (Water, Light or Telephone).

For service 24 hours a day, reach us at (+507) 340-9700, applies to all products related to Credit Cards.


Personal Credit Card Contract

Adobe Acrobat Document (.pdf 3.8 MB)