MasterCard Standard

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Educating Consumers, ProtectionagainstFraud and FAQ´s

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Benefits

  • Access to Points Accumulation Program.
  • Master Travel Insurance: insurance coverage for travel accidents of $ 75,000.00 for MasterCard Standard; when paying the totality o fair, land or maritime tickets with your card..
  • The best market interest rates, Standard: 19.5%
  • Accepted in over 24 million stores throughout the world.
  • Access to over 1 million ATMs throughout the world.
  • Wide network of Multibank branch offices, for making your payments.
  • Free insurance for automobile rendered in the United States, Canada and Puerto Rico for MasterCard Gold cardholders.
  • Through our online Banking, you may make your payments or transactions via Internet at any time or place.
  • Insurance coverage against fraud: for MasterCard Standard, $ 5,000.00

Requisites

Wage Earners:

  • From 21 to 70 years of age to apply
  • MasterCard Standard:Minimum individual income of $750.00 (metropolitan area), $550.00 (countryside).
  • Labor Stability: Minimum 6 months in current employment.
  • Completed and signed Application Form and Single Contract.
  • Certificate of Employment and last paycheck stub or Social Security slip (Private Company and Canal Authority)
  • Certificate of Employment or last paycheck stub (Government Employees).
  • Photocopy of last utility service receipt (water, electricity or telephone) or copy of driver´s license.
  • Legible photocopy of identity card of the main holder and supplementary holders.
  • Two (2) references from people who know you and a relative not living together with you (information in the application form).
  • Have a post office box or authorize withholding the statement of account at a branch or delivery by email or on-line banking.

Independents:

  • From 21 to 70 years of age to apply.
  • MasterCard Standard:Minimum income of $1,000.00
  • Completed and signed Application Form and Single Contract
  • Last two Income Tax Returns for customers in the metropolitan area and the countryside or Financial Statements for customers in the countryside
  • Record of transactions in the bank account statements for the last six months
  • Photocopy of last utility service receipt (water, electricity or telephone) or copy of driver´s license.
  • Legible photocopy of identity card of the main holder and supplementary holders, if any.
  • Two (2) references from people who know you and a relative not living together with you (information in the application form).
  • Have a post office box or authorize withholding the statement of account at a branch or delivery by email or on-line banking

Foreigners:

  • Duly filled and signed Application Form and Single Contract
  • Foreigner with passport and no accounts established at the bank should provide collateral for 120%.
  • Foreigner with passport and with one or more years established at bank, may apply without collateral.
  • Resident foreigners (with Panamanian identity card) to be evaluated by means of job certification or last payment or Social security stub.
  • Have a postal address or authorize withholding of statement of account at branch or sending through electronic mail or Online Banking.
  • Legible photocopy of Passport (copy of main page showing data and photograph)
  • Photocopy of last utilities receipt (Water, Light or Telephone).

For service 24 hours a day, reach us at (+507) 340-9700, applies to all products related to Credit Cards.


Personal Credit Card Contract

Adobe Acrobat Document (.pdf 3.8 MB)